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Privacy Policy

Rev November, 2023

WHAT DOES BATTLE CREEK STATE BANK DO WITH YOUR PERSONAL INFORMATION?

Why?

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

What?

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

  • Social Security number and income
  • account balances and payment history
  • credit history and credit scores

When you are no longer our customer, we continue to share your information as described in this notice.

How?

All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information, the reasons Battle Creek State Bank chooses to share, and whether you can limit this sharing.


Reasons we can share your personal information

Does Battle Creek State Bank share?

Can you limit this sharing?

For our everyday business purposes— such as processing your transactions, maintaining your account(s), responding to court orders and legal investigations, or reporting to credit bureaus.

Yes

No

For our marketing purposes— to offer our products and services to you.

Yes

No

For joint marketing with other financial companies.

No

We don't share

For our affiliates’ everyday business purposes— information about your transactions and experiences.

No

We don't share

For our affiliates’ everyday business purposes— information about your creditworthiness.

No

We don't share

For nonaffiliates to market to you.

No

We don't share


What We Do

How does Battle Creek State Bank protect my personal information?

We use security measures that comply with federal law to protect your personal information from unauthorized access and use. These measures include computer safeguards and secured files and buildings.

How does Battle Creek State Bank collect my personal information?

We collect your personal information, for example, when you

  • open an account or deposit money
  • pay your bills or apply for a loan
  • use your credit or debit card

We collect your personal information from others, such as credit bureaus, affiliates, or other companies.

Why can’t I limit all sharing?

Federal law gives you the right to limit only

  • sharing for affiliates’ everyday business purposes—information about your creditworthiness
  • affiliates from using your information to market to you
  • sharing for nonaffiliates to market to you

State laws and individual companies may give you additional rights to limit sharing.


Definitions

Affiliates

Companies related by common ownership or control. They can be financial and nonfinancial companies.

  • Battle Creek State Bank does not share with our affiliates

Nonaffiliates

Companies not related by common ownership or control. They can be financial and nonfinancial companies.

  • Battle Creek State Bank does not share with nonaffiliates, so they can market to you.

Joint marketing

A formal agreement between nonaffiliated financial companies that together market financial products or services to you.

  • Battle Creek State Bank doesn’t jointly market.

Questions?

Call 402-675-2035

Battle Creek State Bank drive up window

Battle Creek State Bank
202 West Main Street
PO Box 308
Battle Creek, NE 68715

[email protected]
(402) 675-2035 | Phone
(402) 675-1045 | Fax

Lobby Hours
9 AM - 12 PM | 1 PM - 4 PM (M-F)
By Appointment Only (Saturday)

Drive-up Hours
8 AM - 5 PM (M-F)
8 AM - 12 PM (Saturday)

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