Terms of Use

_{Rev May, 2024}

Introduction

Welcome to Battle Creek State Bank. These Terms of Use (TOU) govern your access to and use of our banking services, websites, and mobile applications. Please read these terms carefully before using our services.

Acceptance of Terms

By accessing and using our services, you agree to be bound by these TOU and our Privacy Policy. If you disagree with these terms, please do not use our services. The Battle Creek State Bank website is offered to you conditioned on your acceptance without modification of the terms, conditions, and notices contained herein. Your use of the Battle Creek State Bank website constitutes your agreement to all such terms, conditions, and notices.

Modifications to Terms

We reserve the right to modify these terms at any time. We will notify you of any changes by updating the terms on our website. Your continued use of our services after such changes will constitute your consent to the new terms.

Privacy

We value your privacy. Please review our Privacy Notice to learn how we collect, use, and share your personal information.

Use of Our Services

You are responsible for your conduct in connection with our services and must comply with our conduct guidelines. We do not tolerate illegal activities or fraudulent behavior.

Intellectual Property

All content provided on our platforms, including text, graphics, logos, and images, is owned by or licensed to us and is protected by copyright and intellectual property laws.

Disclaimer of Warranties

Our services are provided "as is" without any warranties, expressed or implied. We do not warrant that the services will be uninterrupted or error-free.

Limitation of Liability

To the fullest extent permitted by law, we will not be liable for any direct, indirect, incidental, or consequential damages arising from your use of our services.

Trademarks

The trademarks, trade names, and service marks used on the Battle Creek State Bank website are the property of Battle Creek State Bank. No one is authorized to use any trademarks, trade names, or service marks in any manner without the prior expressed written permission of Battle Creek State Bank. All materials provided on the Battle Creek State Bank website are protected by U.S. and international copyright law and shall not be transmitted, broadcasted, copied, adapted, displayed, reproduced, republished, uploaded, downloaded, posted, distributed, performed, or otherwise used without the prior expressed written permission of Battle Creek State Bank.

Third-Party Content

From time to time, the Bank may place links to other websites on this website. Battle Creek State Bank has not reviewed all of the websites linked to its website and is not responsible for the contents of any such linked website. Including any link does not imply endorsement by Battle Creek State Bank of the website. Use of any such linked website is at your own risk. The Bank has no control over any other website and is not responsible for the content on any website other than this one. Users assume all responsibility when they go to other websites via the links on this website.

No Warranties

The materials on Battle Creek State Bank’s website are provided “as is”. Battle Creek State Bank makes no warranties, expressed or implied, and hereby disclaims and negates all other warranties, including without limitation, implied warranties or conditions of merchantability, fitness for a particular purpose, or non-infringement of intellectual property or other violation of rights. Further, Battle Creek State Bank does not warrant or make any representations concerning the accuracy, likely results, or reliability of the use of the materials on its website or otherwise relating to such materials or on any websites linked to this website.

Limitations

In no event shall Battle Creek State Bank or its suppliers be liable for any damages (including, without limitation, damages for loss of data or lost profits or due to business interruption) arising out of the use or inability to use the materials on Battle Creek State Bank’s website, even if Battle Creek State Bank or a Battle Creek State Bank authorized representative has been notified orally or in writing of the possibility of such damage. This limitation includes but is not limited to, the omission of information, the failure of equipment, the delay or inability to receive or transmit information, the delay or inability to print information, the transmission of any computer virus, or the transmission of any other malicious or disabling code or procedure. This limitation applies even if the Bank has been informed of the possibility of such loss or damage. Because some jurisdictions do not allow limitations on implied warranties or limitations of liability for consequential or incidental damages, these limitations may not apply to you.

Indemnification

To the maximum extent permitted by applicable law, you agree to release, indemnify, defend, and hold harmless Battle Creek State Bank from and against all damages, claims, liabilities, and expenses (including attorneys’ fees) brought by any person arising from or relating to your access and use of the website, including, without limitation, any claims alleging facts that if true would constitute a breach by a user of these terms and conditions.

Governing Law

These TOU are governed by the laws of Nebraska without regard to its conflict of law principles.

Contact Us

If you have any questions about these terms, please call (402) 675-2035 or visit our bank at 202 West Main Street, Battle Creek, NE 68715.